Your Vehicles
Auto Liability & UM/UIM Reality Check
Your liability limits next to your state minimum and what a serious accident can actually cost.
Calibrate
Drag to set each value — estimates are fine.
Used to look up your state's minimum liability limits.
The first number in limits like 50/100 (in thousands).
The second number in limits like 50/100 (in thousands).
Pays for damage you cause to other people's vehicles and property.
UM/UIM protects YOU when the at-fault driver has little or no insurance.
ICC Team
Insurance Confidence Center
A number is a starting point. Walking through what it means for your actual policy is the part that changes anything.
What this means for you
Get a plain-English summary of your reading.
Levers that move this
- State
- Bodily injury — per person
- Bodily injury — per accident
- Property damage limit
- Uninsured/underinsured motorist coverage
Drag these dials above to see the effect instantly.
Get the full write-up
The assumptions behind the figure, the method, and the disclosures that go with it.