Your Vehicles
Auto Loan/Lease Gap Check
If your car were totaled today, would the insurance check cover what you still owe?
Calibrate
Drag to set each value — estimates are fine.
What you would owe the lender today to close out the loan or lease.
A KBB/Edmunds figure works. Leave blank to estimate from year and original price.
Sometimes bundled with the loan, sometimes an auto-policy endorsement.
ICC Team
Insurance Confidence Center
A number is a starting point. Walking through what it means for your actual policy is the part that changes anything.
What this means for you
Get a plain-English summary of your reading.
Levers that move this
- Loan or lease payoff amount
- Current market value, if known
- Model year (for the estimate)
- Original purchase price (for the estimate)
- Do you carry gap or loan/lease-payoff coverage?
Drag these dials above to see the effect instantly.
Get the full write-up
The assumptions behind the figure, the method, and the disclosures that go with it.