Your Belongings
Landlord Policy Check
Renting out a property on the wrong policy form is a denied claim waiting to happen. See which pieces line up.
Calibrate
Drag to set each value — estimates are fine.
How a property is used decides which form belongs on it.
The form name is at the top of your declarations page.
This is the single most important answer here.
Pays the rent you would have collected while the property is unliveable.
Tenant and guest injury claims are the most common landlord liability losses.
ICC Team
Insurance Confidence Center
A number is a starting point. Walking through what it means for your actual policy is the part that changes anything.
What this means for you
Get a plain-English summary of your reading.
Levers that move this
- How is the property rented?
- What policy is on the property today?
- Does your insurer know it is rented?
- Do you carry loss-of-rent coverage?
- Do you carry landlord liability coverage?
Drag these dials above to see the effect instantly.
Get the full write-up
The assumptions behind the figure, the method, and the disclosures that go with it.