Your Home
Replacement Cost Reality Check
A rough, educational rebuild-cost band for your home, next to your current dwelling limit.
Calibrate
Drag to set each value — estimates are fine.
Used to pick a regional construction-cost baseline.
Finished living area — a rough figure is fine.
Your best guess at overall finish quality.
The dwelling limit on your declarations page. Leave blank if you are not sure.
Rough rebuild-cost band
ICC Team
Insurance Confidence Center
A number is a starting point. Walking through what it means for your actual policy is the part that changes anything.
What this means for you
Get a plain-English summary of your reading.
Levers that move this
- State
- Finished square feet
- Build quality
- Current Coverage A (dwelling limit)
Drag these dials above to see the effect instantly.
Get the full write-up
The assumptions behind the figure, the method, and the disclosures that go with it.