Your Business
Cyber Incident Cost
Your general liability policy almost certainly excludes cyber. See what an incident would cost against what would answer for it.
Calibrate
Drag to set each value — estimates are fine.
Names with anything attached — email, address, payment details, health information.
Used to illustrate the trading you would lose while systems are down.
Payment data raises both the likelihood of an attack and the cost of the response.
Untested or always-connected backups are the difference between days of downtime and weeks.
A BOP endorsement and a standalone policy are very different things.
From your declarations page. Leave blank if you are not sure — the gap is then left open rather than shown as zero.
ICC Team
Insurance Confidence Center
A number is a starting point. Walking through what it means for your actual policy is the part that changes anything.
What this means for you
Get a plain-English summary of your reading.
Levers that move this
- Customer records holding personal data
- Annual revenue
- Do you take card payments?
- Are your backups tested and kept offline?
- What cyber coverage is in place?
- Cyber limit, if you know it
Drag these dials above to see the effect instantly.
Get the full write-up
The assumptions behind the figure, the method, and the disclosures that go with it.