See where your business is carrying the risk.

BOP Property Limit Check Under-insure a commercial building and the policy pays less on every claim, not just the big ones. See how the clause works on your figures. Open → Business Interruption Runway If you could not trade tomorrow, how many months would your policy actually fund? Payroll does not pause. Open → Commercial Umbrella Gap An umbrella only sits above the policies it schedules. See which of your liability lines it really covers. Open → Contract & COI Requirements A contract asks for $2M and a certificate with specific wording. See which parts you can actually produce. Open → Cyber Incident Cost Your general liability policy almost certainly excludes cyber. See what an incident would cost against what would answer for it. Open → Hired & Non-Owned Auto Check Staff running errands in their own cars is an auto exposure with no vehicle on your policy. See which half you carry. Open → Tools & Equipment Coverage Your property policy covers the premises. Tools in the van and gear on site are somewhere else entirely. Open → Workers' Comp Exposure Uninsured subcontractors often count as your employees. See what a single serious injury would sit against. Open →